City-living has exploded in popularity in the last 10 years, with more and more start-ups moving to cities and bringing with them young professionals who are hungry for job opportunity. But, in a world where salaries are not rising fast enough to meet living expenses, and young people are having to search out entry-level jobs in expensive cities, it is causing a lot of people to live beyond their means. Researchers at LendingTree recently created this report, based on credit data, average household income, and mortgage balances, to rank cities based on how their citizens are doing financially. This list of cities breaks down from those who are living most within their means to those who are exceeding it.